Practical Money Saving Tips
Here are some simple ideas that will save you a good chunk of change over the long run:
- Think twice about your coffee or tea habits. If you purchase this from your local coffee shop daily, why not bring it from home? Use a thermos and bring your daily dose with you to work. It will cost significantly less! Same goes for that snack you might buy with your coffee or tea.
- Do you really need all those "Frills"? By frills I mean extras. For example, do you pay extra for call waiting or call display? Do you really need 200+ TV stations? Why do you have more than one cell phone in your home? Think about it...everyone did just fine 20 years ago without all this stuff! Go over this and think...Do I really need this or is it just a "Want" or something "Cool". Separating this can save you a lot of money.
- Pay your credit card weekly! Don't wait an entire month as you will likely not save the money you may have set aside 3 weeks earlier. As you charge items on your credit card, pay it off ASAP! I personally pay mine within 2 days of every purchase so I know my balance is always 0!